Last updated: November 2025
Calm Wealth Journal is built with privacy as its foundation. We believe your financial data is yours alone.
All calculations, storage, and processing happen entirely on your device. Your portfolio data never leaves your phone or computer. There are no servers storing your financial information.
We deliberately chose manual entry over automated bank connections. This means no third-party services have access to your financial accounts. You maintain complete control.
We don't use analytics, tracking pixels, or any form of user monitoring. We don't know what you're tracking, how much you have, or how you use the app.
Nothing. We don't collect, store, or transmit any of your personal or financial data. Everything stays on your device.
Export: You can export your data at any time from Settings → Privacy & Data → Manage Data.
Delete: You can permanently delete all your data from Settings → Privacy & Data → Manage Data.
Portability: Your exported data is in a standard format that you can use with other apps or keep as a backup.
Your data is stored locally on your device using secure storage mechanisms provided by your operating system.
If you enable passcode or biometric protection in Settings, your data is further protected by device-level encryption.
If we make any changes to this privacy policy, we'll update the "Last updated" date at the top. Since we don't collect any data, any changes will only strengthen your privacy, never weaken it.
If you have questions about this privacy policy, please contact us at cwj-support@applify.hu